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  • Property-a-holics

    Advice and support for expat landlords

    Reading through the posts, most of them appear to be advertising mortgage products for overseas people. It would be nice to get a few posts on the practical pitfalls and advantages of people living overseas with rental property in the UK.

    I.e Management advice

    Trades people for repairs

    Utilty bills- correspondence address etc.


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    Hi Gordon,

    I can only surmise that you didn't read the opening post, as that was all mentioned.  Furthermore, this is a forum and a group effort, so if you see something missing from the knowledge bank, then you are welcome to add it.

    I certainly don't profess to know everything, so what generally happens is that I start a discussion with a few pointers, and other people join in and share additional insights.

    ​I respectfully suggest that you go back to page one and read the entire thread from the start, and, if you see any knowledge gaps, do feel free to fill them in.

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    The Mortgage Lender has launched its first expat buy-to-let product range.

    The products are available to expats with a minimum income of £40,000 (£60,000 for self-employed) and on a capital and interest, part and part or interest-only basis.

    Available for both purchase and remortgage, initial rates start at 3.95% for a two-year fixed rate and 4.35% for a five-year fix at 70% LTV.

    Applicants must be able to pay the mortgage from a UK bank account and have an agent or family in the UK who can oversee the property.

    The expat products are available to the whole of the market, have a £150 application fee, a 2% completion fee and a maximum loan of £750,000.

    Full/source article

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