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  • Property-a-holics

    Boiler leaking before completion, what to do?

    To be fair - leaking heat exchanger could soon damage circuit board etc as well - and then make repair a waste of money overall.

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    Do you need buildings insurance?

    • If you are a freeholder with a mortgage your lender will insist you have buildings insurance.
    • If you’re buying a leasehold property, it’s most likely that the freehold owner will be responsible for arranging buildings insurance cover.

    Don’t just accept the buildings insurance offered by your mortgage broker or lender – shop around to get a good deal.

    You will need to have the insurance in place when you exchange contracts to confirm the purchase of the property.

    This is because you will be the legal owner and, should there be a fire, or a problem with the structure of the property, you are responsible.

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    Thanks all for the comments. I've decided to get the part fixed, it's the right thing to do.

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