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  • Landlords in Distress

    Can’t afford new boiler needed by 24.10.18

    Hello All

    Thank you to our fellow helpful landlord who directed me to this site. Happy to name with permission.

    A tenant and her 11yo son have been without heating for 12 days because I can’t afford to pay for a new boiler. I’m at the brink of surrendering the tenancy today (NLA advice). I’d have to sell immediately too.

    I’ve beenwarned that if I go to the council they could take action against me.

    Need £600 to secure letting agent’s engineer: half £1,200 to supply and fit. Financial crisis after scant work since returned from working abroad. Excellent credit score 982/999 Experian in 2016 now dived.

    Have to decide today.

    Thank you.

    Kike (Can share mo if in ok in T&Cs.)

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    Hi Kike,

    I feel sorry for your situation and also that of your tenants.  In this case, your tenants will have to come first.

    It is unacceptable to leave them without heating for this duration.  It is not their fault that you cannot afford a new boiler and they are paying for a service that you are unable to deliver.

    You could try applying for an unsecured loan to pay for the boiler or I believe British Gas (BG) have a scheme where the boiler is paid for through the electricity bill.  You could agree with the tenant to reduce the rent by the same amount as the monthly boiler payment in order to get BG to fit a new boiler.

    Failing this, you should possibly look at selling your property to a cash buyer.  I know a professional property buyer who would advance you enough money on the sale to pay for the boiler.  Drop me a line at vanessawarwick (at) icloud.com if you want to be connected to him.  However, you will have to sell at a discount.

    Overall, if you cannot afford to maintain the property, then its probably best that you sell it.  You could face significant fines for not providing heating.

    You need to do everything in your power to get a boiler fitted as soon as possible.

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    I'm sure by BT you mean BG, as in British Gas Vanessa?

    Kike, can't you get a personal loan from a friend/family member? There's no reason why a tenant shouldn't have heating, I'm sorry but hard luck stories will not cut it with the council etc.

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    Doh!  British Gas indeed.  Will edit original post!  Senior moment!!

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    Thank you Vanessa. Will do. Heating is fine and working: my error if I said heating. It’s the boiler that needs to be replaced. Booked BG today, Wed 24.10.18.

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    Surely making available free standing electric convector heaters solves immediate heating issue as short term measure - and maybe there is an electric immersion heater for hot water - unless converted to combi boiler with no remaining hot water cylinder.

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    Thank you LandyLordy

    It’s he boiler that needs to be replaced. No problem with heating. I seem to have made an error there in my post. Doing all this on mobile and it’s pretty fiddley! (Laptop busted. All fun at the same time.)

    Best, Kike

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    Surely though it was boiler that provided heating - so no boiler malfunction means no heating? Or am I missing something??

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    My lettings agent says she has heating but no hot water. Yes, the boiler usually supples the heating. However I have an electric shower with its own power. Will check. She hasn’t said anything about heating when I’ve called.

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    Ahaa - sounds like boiler itself is working as there is heat in radiators.


    Lack of hot water sounds as if maybe a faulty MOTORISED VALVE may be problem - an easy change on DIY basis for around £50

    For example I have a MID POSITION MV - so heat can either go to both heating/hot water circuits - or separately to each


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    Hi Kike!  British Gas are offering interest 0% free for new boilers at the moment, might be of interested to you !?

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