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  • Buy-to-Let

    Not taking LHA tenant ruled as discrimination

    My initial reaction to this story was here we go again, more landlord bashing. After reading that she'd been living in the same property for 11 years with the rent paid in full, then I'd agree that the agent wasn't doing their job properly by not even assessing her situation, or checking her history properly. If she had a guarantor I'd have accepted her providing all other checks were ok, then put RGI in place for her and the guarantor.

    However, forcing landlords to accept any benefit tenant application is totally wrong. Fingers crossed that will never become law, but if it ever did then I think we'd see the biggest PRS sell off in history.

    Agree with SPIRITUAL's comment above, Frank from Stratford Upon Avon says it all.

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    The point here is very few HB tenants could comply with your perfectly valid business requirements.

    I have never met any HB tenant or their guarantor that could pass RGI checks for RGI policy qualification.

    But I would take on a HB tenant if they could afford the rent and I could get rid of them very quickly if they rent defaulted.

    That is why I say the dysfunctional eviction process is the root cause of LL refusal.

    LL need to be able to boot out rent defaulting tenants quickly or if unable to achieve this to have a RGI policy to cover the rent defaults.

    No DSS tenant ever complied with their NTQ.

    They all wait for eviction; mostly because they are told to do so by the council.

    Then the council have the cheek to come screaming to LL that they need their properties.

    Do they take private LL for mugs!?

    What goes around comes around.

    The council's contemptuous treatment of private LL in the past has now returned to haunt them.

    LL now don't want anything to do with councils.

    No surprise there!!

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    Do benefit claimants qualify for RGI ?

    If they don't, then a landlord could have a policy of only taking tenants who do qualify for RGI and prove that it's not discrimination on that basis, but still get the same net result of not taking on benefit claimants.

    Or am I wrong on this?

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