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  • Tax

    Pension result this year £9730 to £11664

    Funds update

    from the 25 April to date my funds have grow by 2,5%  fund value now £11955

    I would like your views on this experiment

    Comparing Managed fund vs BTL investment  is interesting  indeed

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    Learn Change and Adapt ?????


    It's interesting DL but a very small timeframe in the scheme of things. It would be interesting to see a month-by-month graph in the future?

    Also, how much time are you spending on this per week?

    I'm certainly not having a dig as I run another business which I spend time on on a daily basis and that has its ups and downs!

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    Hi Adam

    as I  am now a high taxed landlord due to all the changes I am working on the principle  that BTL is  not worth doing because of taxation

    so  I am investing funds that would have gone to BTL in the past

    My new investment plans involves pension and Isa investment wrappers and maybe unit trust if I use all  my and my  wife's allowances

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    Learn Change and Adapt ?????


    Hi DL, I'm definitely looking into something similar with an AIM portfolio. But I have a couple of years to work it through before I make a decision. It's interesting seeing your workings but for this I'd be looking at the managed option.

    Good luck!

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    Personally I think it has limited educational value but entertaining all the same! Not sure what the experiment is..you are making money in a rising market. You will lose money in a falling market. If you buck the trend, great but when you tell us that you bucked it, its too late for us to do anything about it since past performance is no guide to the future.

    To be fair, I used to do the same when I first investing in shares.

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    http://www.Rentcent.co.uk

    A blog and information source for buy to let landlords

    Hi glad you like the blog I put cash in funds on a monthly basis so if the market drops I am happy once the cash is ringfenced it won't come out  it's all tax free so I would be mad to move it regards dl

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    Learn Change and Adapt ?????


    I am running this blog as a comparison of using BTL compaired to ISA Investment

    To Recap I started this with in April with an investment of £9730

    The investment this morning is now £12189  that's a return of around 25% since April and its Tax free growth

    compare the figs they don't lie

    Name (Expand all)Total costQuantityLast priceValue
    Cash


    £649.09
    Aberdeen Emerging Markets Equity I Acc  (GB0033227561) Flagged£324.0857.110000£8.129900£464.30
    CF Miton UK Multi Cap Inc B I Inc  (GB00B4M24M14) £5.882.936000£2.007100£5.89
    Fidelity American Spec Sit W Acc  (GB00B89ST706) £1,006.4388.370000£14.460000£1,277.83
    Fidelity Emerging Markets W Acc  (GB00B9SMK778) £332.07306.900000£1.521000£466.80
    FP CRUX European Special Situations I Inc  (GB00BTJRPZ43) £268.27123.897900£2.317900£287.18
    Invesco Perpetual Income Z Inc  (GB00B8N46W86) £450.41163.860000£2.939300£481.63
    JOHCM UK Opportunities Y Inc  (GB00B95J5C19) £326.62257.425000£1.408000£362.46
    JPM US Equity Income C Inc  (GB00B3FJQ599) £1,004.73448.389000£2.884000£1,293.16
    Jupiter European I Inc  (GB00B4NVSH01) £226.2413.860000£20.836000£288.79
    Jupiter UK Special Situations I Inc  (GB00B66H8P73) £288.94185.250000£1.930400£357.61
    L&G UK Property Feeder I Inc  (GB00BK35F390) £617.621,136.347000£0.535200£608.18
    Liontrust Special Situations Inst  (GB00B57H4F11) £295.8095.031000£3.770700£358.33
    Neptune UK Mid Cap C Inc GBP  (GB00BWFGFL27) £320.58317.540100£1.147000£364.21
    Rathbone Income Institutional Inc  (GB00B7FQLQ43) £426.8847.620000£10.079000£479.96
    Schroder Global Emerging Markets Z Inc  (GB00B76V5R74) £310.98594.110000£0.787400£467.80
    Schroder Tokyo Z Inc  (GB00B58VQH84) £326.01426.580000£1.011000£431.27
    Schroder UK Smaller Companies Z Inc  (GB00B76V8019) £285.54275.880000£1.339000£369.41
    SLI UK Real Estate I Inc Feeder  (GB00BYPHPK88) £597.91566.482000£1.068000£605.00
    Somerset Emerging Markets Dividend Growth Inc  (GB00B4QKMK51) Flagged£329.01302.980000£1.539300£466.38
    Stewart Investors Asia Pacific Leaders B Acc  (GB0033874768) £331.2062.325000£6.836900£426.11
    Threadneedle European Select Z Inc GBP  (GB00B98WQ465) £226.83184.259300£1.565100£288.38
    Threadneedle UK Equity Income Z Inc  (GB00B8169Q14) £410.32320.921400£1.472800£472.65
    Threadneedle UK Property Authorised Trust Inst Inc  (GB00BQ3G0Z13) £589.53117.727000£5.068000£596.64
    Trojan Income O Inc  (GB00B01BNW49) £437.27247.313000£1.901600£470.29
    Unicorn UK Income B Inc  (GB00B00Z1R87) £218.6290.003000£2.800800£252.08
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    Learn Change and Adapt ?????