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  • Buy-to-Let

    Purchase with cash or BTL mortgage?

    Buy for cash to get the discount (or not, if there is no discount) and then remortgage after 6 months ownership?

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    Hello David,

    Beware that not all lenders will lender across all of Scotland and they can be very postcode specific.

    PTFS are more than happy to work with you on this to see what can be achieved.

    One of my colleagues (Stephen Pears) has quite a client bank north of the boarder.

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    You can contact me via Direct Message, or 07788 219647 or call the team on 01206 654444 for personalised quote and advice


    I think levearge works well with Property investment

    If you tie up your cash in a house you can only get the cash out two ways

    Remortgage

    or Sell

    I know so little about you so its hard to give advice But In general I would put some cash into a deposit and

    invest the rest else where could be ISA ect

    Take some advice chat with a Mortgage broker and think long term about what you want and what you expect  from property

    Think hard about Tax and Regulation its changing fast for all of us


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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.