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  • Mortgages & Finance

    Remortgage properties on 3 year lease

    I have 2 BTL flats on a similar scheme. (Described between 2.18 & 2.50)

    They are both unencumbered and  I am looking to remortgage.

    After speaking to lenders, a mortgage broker has advised the following.

    They have come back to say that as they are not contracts with Department for communities and local government and the fact that the individual tenants are not named on the agreements they are not acceptable.

    Unfortunately unless the tenancy agreements were standard assured shorthold tenancies in the tenants own individual names for a maximum period of 12 months we can’t help further.

    Has anyone refinanced property on a similar scheme?

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