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Common sense Buy to Let mortgages for when the computer says no
Quantum Mortgages is an intermediary-only specialist lender, initially focusing on the needs of experienced landlords offering a range of BTL products
About Us
As most lenders continue to chase the technology dream of automation and offering mortgages as quickly as possible, Quantum Mortgages are more concerned with offering landlords and mortgage intermediaries’ greater product choice, more useful & modern lending criteria, coupled with the ability to listen to and understand individual circumstances.
Why Choose Us?
If you want to deal with a lender who is open, honest and transparent about their lending decisions while totally understanding the needs and complexities of today’s landlords.
Human Underwriting
Expert underwriters make all our lending decisions. Not a credit score in sight!
Intermediaries Only
Our mortgages will only be available via intermediaries. No dual pricing, no cross selling, and no competition for you.
Understanding Landlords Challenges
The team have worked in specialist Buy to Let for many years so understand the needs of today’s landlord and have built lending criteria to match.
Technology Enabled, Not Technology Driven
We use our technology to enable us to provide our valued customers with mortgage finance that matches their needs rather than the needs of a credit scoring decisioning tool.
Our Process
Contact Us
Sales Team Area Map
Head of Sales
Harsha Dahyea
Harsha has extensive experience in the specialist mortgage market, in particular on the launch of mortgage propositions where she held… Read More
Harsha has extensive experience in the specialist mortgage market, in particular on the launch of mortgage propositions where she held previous roles at Bluestone Mortgages, Metro Bank & State Bank of India. She was instrumental during the start-up phase at Bluestone and went on to be a highly successful Key Account Manager, winning a major networks BDM of the year award in 2018, 2019 and 2020.
Key Account Manager - Kent, East Anglia & N London
Paul Ormonde
Paul is well known to most specialist Buy to Let advisers in the Southeast, he brings over 20 years of… Read More
Paul is well known to most specialist Buy to Let advisers in the Southeast, he brings over 20 years of specialist intermediary lending experience to the business and a proven track record of helping advisers place complex Buy to Let applications. His most recent role was with Foundation Home Loans where he was a Regional Account Manager in the Southeast since 2018. Prior to joining Foundation, he was instrumental in developing the Buy to Let business for State Bank of India UK. Previous sales roles include stints at Knight Frank, AKM Mortgages and Mortgage Times.
Business Development Manager - The North & North Wales
Gary Dean
Gary has over 10 years experience in the Financial services sector in a number of roles in the intermediary space.… Read More
Gary has over 10 years experience in the Financial services sector in a number of roles in the intermediary space. His experience ranges from working at Santander for Intermediaries, Together and most recently Keystone Property Finance.
He has a wealth of knowledge in the complex BTL market and will always look to provide a solution to best assist the broker & client.
Business Development Manager - South London, M4 corridor & South Wales
Claire Flanagan
With an extensive background of more than 15 years in the financial services sector, Claire's career spans across notable roles… Read More
With an extensive background of more than 15 years in the financial services sector, Claire's career spans across notable roles at Nationwide, Unum, and most recently Uinsure. Her track record is a testament to her proficiency in fostering growth and her exceptional ability to recognise prospects through close collaboration with mortgage firms, all while cultivating robust partnerships.
Business Development Manager - South of England
Katie Ware
Having gained more than four years of experience in the mortgage industry, encompassing both the high street and specialised markets,… Read More
Having gained more than four years of experience in the mortgage industry, encompassing both the high street and specialised markets, Katie has acquired a substantial bank of expertise. Her journey from a Senior Processor to a BTL Mortgage Enquiry Manager in the specialised market has laid a robust groundwork, spanning the entire mortgage process from initiation to conclusion.
Fuelled by a profound hunger for the field, Katie is eager to channel her passion towards delivering resolutions for the intricate queries you might present.
business development manager - Midlands, Mid Wales & Northern Ireland
Amy Stones
Having achieved her CeMAP qualification independently in 2021, Amy has cultivated her expertise as a mortgage administrator and mortgage advisor… Read More
Having achieved her CeMAP qualification independently in 2021, Amy has cultivated her expertise as a mortgage administrator and mortgage advisor within independent brokerages. These roles have equipped her with robust fundamentals and extensive insights into the intricacies of the specialised buy-to-let market. Amy derives significant gratification from offering solutions, particularly when confronted with unique and unconventional challenges.
Broker Support Team Leader
Kate Martin
Kate started her career at RBS 22 years ago as a cashier and then qualified as a mortgage advisor in… Read More
Kate started her career at RBS 22 years ago as a cashier and then qualified as a mortgage advisor in branch. Throughout her career she has maintained focus at achieving best client outcomes through delivering excellent customer service in and out of the financial services industry. Most recently Kate worked at Specialist Hub as a mortgage advisor who loved assisting brokers and clients through complex cases to get a yes through the computer says no lenders.
Broker Support
Sara Mietusiewicz
Holder of a 2:1 BSc Degree, Sara excels in communication and problem-solving. With a background in customer service, Sara prioritises… Read More
Holder of a 2:1 BSc Degree, Sara excels in communication and problem-solving. With a background in customer service, Sara prioritises delivering exceptional service to strengthen relationships at Quantum Mortgages. Currently completing her CeMAP course to enhance her knowledge of the financial sector since 2021. Sara is eager to make her mark in the finance industry, bringing a unique blend of interpersonal skills and financial expertise to contribute to Quantum Mortgages' success.
Broker Support
Ushma Shah
Commencing her career in 2009 at Metro Bank in the mortgage sector, Ushma obtained a CeMAP certification and began her… Read More
Commencing her career in 2009 at Metro Bank in the mortgage sector, Ushma obtained a CeMAP certification and began her journey at the broker help desk. Over the past 14 years, Ushma has gathered extensive experience in the mortgage industry, with notable tenures at Metro Bank for 6 years, Just Mortgages for 2.5 years, Trussle (now Better) for 6 years, and currently at Quantum. Transitioning from a broker help desk role, she has evolved into a versatile mortgage and protection broker, navigating the entire market spectrum. Alongside professional achievements, Ushma
has successfully balanced family life, welcoming two beautiful children. Holding a degree in finance and computing from Brunel University, her dedication to customer-facing roles allows her to derive immense satisfaction in guiding brokers in the BTL Industry.