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  • Property-a-holics

    Touchstone Education- reducing your mortage

    Touchstone have sent an e-mail

    ''If you’d like to cut 74% off all your mortgages (across both your home and your property portfolio)… without any of your time… then this will be the most exciting email you read today.  So, if your mortgage was sold to an undisclosed third party, you may be able to reduce your current liability by up to 74%. There is a validation cost of £260. of which £203.60 is refundable if its shown you don’t have a case. It won’t cost you a penny more unless you win. You literally can't lose.''

    Has anyone recently had any luck doing this at all or is it just a ploy to get £56.40  or £260 off you in fees ?

    Thanks

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    Read the comments on this thread and decide for yourself whether it is true or not - save your money and spend £56.40 on something worthwhile.

    https://www.facebook.com/charlie201051/p...8506989304

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    I've been bombarded with e-mails from them recently. 70% of them seems to me complete irrelevant and non-sense to their main strategy in the beginning. I liked them back then, but now...

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    The whole mortgage business was about selling on the mortgages ie Securitisation.

    How it worked basically was that lenders could take the loans off their books thereby freeing up capital to lend out more money.

    I expect you will find they are allowed to do this in the small print of the mortgage doc. I don't recall any such refundable cases in the Uk, but may be wrong. If you could all the mortgage lenders would be bust as some £250bn odd is outstanding in mortgage loans in the UK.

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