X

Sign Up

or

By signing up I agree to Property Tribes Terms and Conditions


Already a PT member? Log In

Sign Up

Sign Up With Facebook, Twitter, or Google

or


By signing up, I agree to Property Tribes Terms and Conditions


Already a PT member? Log In

Log In

or


Don't have an account? Sign Up

Forgot Password

To reset your password just enter the email address you registered with and we'll send you a link to access a new password.


Already a PT member? Log In

Don't have an account? Sign Up

  • Property Prices

    What capital growth % are you working to?

    I'm going to make a controversial statement here: I don't care about capital growth!!!

    I purely see property investment as a safe place to STORE wealth and a staple of a balanced investment portfolio.

    Of course when capital growth does come, it's a Brucie bonus!

    0
    0

    Hi all,

    No one appears to have mentioned inflation ? Its ok for house growth to run at 3% per year average but if you don't take into account inflation, you are not getting the full picture. In my area, we are seeing house price growth due in part I believe to the amount of new build houses with high asking prices. However,  the rental price growth is not keeping up.

    0
    0

    I agree

    3% is only covering inflation but it’s better than a bank account

    we are in for years of stagnation or inflation rises at best

    0
    0

    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.

    This is where gearing is so effective.  Even if only 2% increase or keeping pace with inflation then if you are geared at 75% you are getting the equivalent of 8% compound growth on your investment.  Also this growth is compounded tax free until the point of sale, another reason not to pay down debt whilst it is cheap.  Far better to keep cash reserves held somewhere you have quick access.

    3
    0

    Great thread here Dislexic_landlord!

    Very interesting to see what everybody aims for in terms of capital growth and how it varies through the areas!

    0
    0

    I am sure long term it will beat inflation

    but it’s going to be a very slow growth rate inflation today is around 2%


    but i I can see rents riseing higher than inflation with all the added costs landlords are facing

    1
    0

    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.