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  • HMO & Multi-Lets

    15 HMO Mortgage Lenders and Counting

    My Quest Next Week - is to refresh our HMO Criteria spreadsheet at Bespoke Finance and update the HMO Mortgage webpage.
    I need to make it more LTD Co / SPV focused with tax changes this is what we are seeing with new acquisitions.
    To build a good HMO, you need good foundations. As such I need good foundations to start the research.
    So... HAVE YOU COMPLETED HMO FINANCE WITH ANY LENDER OTHER THAN (in the last 24 months):
    1. Aldermore Mortgages
    2. Axis Bank
    3. Barclays Bank
    4. Fleet Mortgages
    5. Interbay
    6. Kent Reliance
    7. Keystone
    8. Leeds BS
    9. Melton Mowbray BS
    10. Paragon Mortgages
    11. Post Office
    12. Precise Mortgages
    13. Shawbrook Bank
    14. Stafford Railway BS
    15. The Mortgage Works
    Name any others? .. (not looking for bridging, just term).
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    THIS PROPERTY TRIBES ACCOUNT IS NO LONGER USED. DO NOT SEND PRIVATE MESSAGES.

    YOU CAN REACH ME AT BESPOKE FINANCE for HMO Mortgages, Cheap Life Insurance and Limited Company Buy-to-Let on 08009202001

    Hi Adam

    Try these too;

    Bath Building Society       https://www.bathbuildingsociety.co.uk/mor...buy-to-let

    Birmingham Midshires        https://www.bmsolutions.co.uk/criteria/buytolet/

    Together -Buy to Let        https://togethermoney.com/mortgages/buy-to-let-mortgages

    Cambridge and Counties Commercial   https://ccbank.co.uk/commercial-property-loans

    Dragonfly                   https://www.dragonflyfinance.com/

           
    I can't tell you any more trade secrets I'm afraid  ;-)

    If you want to know more about BTL and HMO funding, you'll have to join my specialist Firm!  :-)

    Hope that helps.

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    FOR INDEPENDENT MORTGAGE AND INSURANCE ADVICE

    PROPERTY TRIBES FINANCIAL SERVICES

    http://www.propertytribesfinancialservices.com

    http://www.propertytribesfinancialservic...contact-us

    CONTACT US FOR LIFE INSURANCE QUOTES AND STRATEGIES.  PORTFOLIO MORTGAGES (VARYING TERMS) COVERED

    MULTI CREDIT REFERENCE AGENCY REPORT, IN ONE DOCUMENT HERE.

    http://www.propertytribesfinancialservi...statement/

    You Cheeky Bugger.

    PTFS suggestions takes it up to 20 HMO Lenders.

    16. Bath BS
    17. Birmingham Midshires
    18. Together
    19. Cambridge and Counties (Commercial)
    20. Dragonfly

    Then a few more from anouther Cheeky Broker:

    21. BLME
    22. Lloyds
    23. ** Removed **
    24. UBS
    25. Saffron
    26. Brown Shipley (Private Banking)

    We're talking 26 mortgage lenders offering HMO Mortgage Products  
    Each with say 4 products minimum ( 104 products ) multipled by varied LTV's say 624 products.

    HMO Mortgage Market has grown over the years.

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    THIS PROPERTY TRIBES ACCOUNT IS NO LONGER USED. DO NOT SEND PRIVATE MESSAGES.

    YOU CAN REACH ME AT BESPOKE FINANCE for HMO Mortgages, Cheap Life Insurance and Limited Company Buy-to-Let on 08009202001

    LOL, not cheeky, just happy to help you out whenever I can.

    By the way, you have copied my suggestion no. 20. and placed it in no. 23.

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    FOR INDEPENDENT MORTGAGE AND INSURANCE ADVICE

    PROPERTY TRIBES FINANCIAL SERVICES

    http://www.propertytribesfinancialservices.com

    http://www.propertytribesfinancialservic...contact-us

    CONTACT US FOR LIFE INSURANCE QUOTES AND STRATEGIES.  PORTFOLIO MORTGAGES (VARYING TERMS) COVERED

    MULTI CREDIT REFERENCE AGENCY REPORT, IN ONE DOCUMENT HERE.

    http://www.propertytribesfinancialservi...statement/

    Came across this old thread and was just wondering if anyone can make a sub-list of Expat HMO Mortgage lenders buying through Ltd Company?


    I'm guessing the list wouldn't be too long!

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    Not that simple I'm afraid - when it comes to ex-pats many don't offer finance and other have criteria on where you live, others on if employed by certain companies and so forth.

    It's not so black and white.

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    _________________________________________________________________________


    My posts are not financial advice, just a rambling guy passing time on a coffee break.
    The team at Bespoke Finance offers advice, including Limited Company Buy-to-Let , HMO Conversion and Cheap Life Insurance.

    _________________________________________________________________________


    Hi 1015,

    I am also an expat living in Hong Kong after an expat HMO mortgage. Did you have any success?  I was offered one through I broker but my tight Yorkshire ass  would like to go "straight to vendor".

    Cheers

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