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  • Property-a-holics

    3 things: Denise Naylor, Landlord

    Welcome to Day 13 of our "3 things" month of themed content featuring exclusive content to help landlords navigate the year ahead.  We are asking industry commentators and landlords to share the 3 things they think landlords should focus on/pay attention to in 2018.

    For today's instalment, we hear from landlord of 30 years, Denise Naylor, a popular contributor here, who always has some golden nuggets to share:

    If you have any questions for Denise, please drop them here and she will be pleased to answer them.

    If you are committed to learning and growing in 2018, get your FREE tickets to the Landlord and Investment Shows:

    Landlord Investment Shows for 2018 announced

    Catch up:

    1st January -   Launch of 3 things campaign: John Rae lessons

    2nd January -  3 things: Stephen Johnson of Shawbrook Bank

    3rd January -   3 things: Michael Dent of PropertyData

    4th January -   3 things: Neil Cobbold of PayProp

    5th January - 3 things: 3 ways to save money in 2018 

    8th January - 3 things: Paul Shamplina of Landlord Action

    9th January - 3 things: Frank Webster of Finders Keepers 

    10th January - 3 things: James Davis of Upad 

    11th January - 3 things: Martin Skinner of Inspired Assets 

    12th January - 3 things: Sean Hooker, Prop. Redress Scheme 

    15th January - 3 things: Phil Stewardson, Developer

    16th January - 3 things: Tom Evans, new LL/Meditation Guide

    We would also like to invite PT members to write their own "3 things" articles as part of this campaign.  

    SEE ALSO  -          Denise Naylor - Strengthen & Protect strategy

    UP NEXT -              Landlord planning - list of eventualities

    DON'T MISS -         The Property Tribes Essential Book and Reading List



    I would have thought that to ensure the property is EPC C status would be a good thing to do as this will mean rent ability for about the next 15 years plus  it should increase the value of the property to any potential LL  as it won't require any EPC works to let out immediately.

    Rather than a wet room rather a large shower enclosure in which a fold up seat could be installed.

    But many people still like a bath

    I wonder whether it would be possible to have a free standing bath in a wet room that could be removed to reveal a fully functional  wet room.

    So the best of both worlds

    The bath would have to be stored somewhere

    Logistically  what I suggest may not be doable.

    But most LL  would not get rid of the bath.


    hi Paul, My flats are in London and are very small. With half-sized baths as it is. For the last 15 years at least tenants have requested showers in preference to bath. The one wet room I have done so far is in a new-built extension. I am planning to put up extensions for wet rooms/large showers. This would put my property ahead of all others in the marketplace. In one area I rent there are thousands of 2-bed houses. These 2-bed houses, when tenanted, would typically have 7+ occupants and I hear stories of a 40 minute wait for a shower in the morning before work.

    {As a friend of mine from Holland commented, "Now I know why everyone in London seems to be out on the street!"}

    In my Leeds/Bradford portfolio it is a very different story. Rooms there are much more spacious.

    I had a chat with my agent in South London this week and he informs that LL on his books with EPC below E have been notified of their requirement to upgrade, but don't seem to be taking any action as yet. Who will enforce this? For every rental on their books they have at least 10 people wanting and able to rent it; no shortage of demand to drive LL to improve.

    I do it for the benefit of the tenant and my peace of mind and the long-term good of the property



    Very interesting video. As  someone thinking of getting into buy to let, I note with interest your comment at the end of the video about peer to peer lending. Is this basically an alternative to obtaining bank mortgage finance? Who are the main players in this sector?

    Thanks and regards,



    hi Chin, yes Peer to peer (P2P) can be an alternative to or an addition to bank lending. My comments, based on my experience, relate to P2P lending to property developers. P2P is also used by entrepreneurs to raise capital, but I have not tried that myself. I stick to property because I know something about that. I meet my contacts at property meetups. If you attend these events you can use the networking sessions to find property developers who do use personal funding and open the conversation with them. You can also use platforms on the internet; these will usually be regulated by the FCA.

    I gave a number of talks in 2017 at property meets in the South London area on the topic

    As I am not myself a regulated person I cannot give any more details but if you want to contact me privately we can speak in more detail.

    Vanessa- are people allowed to make private contacts via PT?