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My name's Steven and I'm new to PT (albeit I've been lurking in the shadows for weeks reading all the amazing advice - cracking stuff!).
I'm still starting off on my property journey and am starting to make a serious push towards our own business revolving around deal packagin and BTL/Buy-Refurbish-Refinance. A bit about me:
I would also love to start contributing to PT rather than just leeching information! As a current part-time Doctor, I'm afraid the only transferable skills that I can see are my people skills (rapport building, information taking, communication skills); would any of that be of value to PT or has it been covered already?
I'm sincerely looking forward to networking and sharing ideas with this wonderful group of like minded enthusiasts.
"The ultimate measure of a man is not where he stands in times of comfort and convenience, but where he stands in times of challenge" - Martin Luthur King Junior
A human being is far more than just their job title so dont let that hold you back
Your communication and rapport building skills are most vital in the whole journey of life
These skills are what will make you a hit with all you want to achieve across the board
Some doctors unfortunately never master interpersonal skills . Some are very good
So just pitch in as and when and bring a beautiful balance to some extreme views
But in the meantime since you are a doctor -
Can you fix the sick Universal Credit system please :-)
Jonathan Clarke. http://www.buytoletmk.com
Added to that can he fix the rampant corruption that occurs in many of the places he wants to set up charities to look after those who are the victims of their own Govt's blatant robbery of the nation's resources.
These countries have more than enough income to obviate the need for charity.
Only corruption and blatant theft causes the poverty of many.
Once reason ODA should be abolished
Trade not aid!!
Thank you for the welcome Jonathan! Yes, there are many who would be opinionated and have extreme views as is normal in life - we can only try to improve and move forward however possible.
Haha there are many things that clinicians can't really fix (the common cold being one of them!). I've not much knowledge about the Universal Credit system in all honesty and only know about it vaguely from some online searches - what exactly is it?
It wraps all the benefits up into one payment
Good idea in principle - but the roll out is akin to a national disaster
Tenants and landlords havent been paid . Tenants have to rely on food banks
Homelessness figures have gone through the roof. Landlords are forced to evict
Your aim to assist 2nd/ 3rd world countries out of poverty is laudable .
Its good to have a personal why
Many of my tenants are in poverty though within 10 mins drive of my home
I dont chase tops up rents ruthlessly as I should from a business perspective
I feel they can spend it in the food banks and extra heating etc
If you put UC in the PT search box it will throw up many associated threads
By maybe focusing on UC tenants when starting your business you could perhaps combine two very different goals into one
Very interesting, I assume that it's not rolled out completely to the whole of UK?
Agreed, there're already a lot of issues closer to home and you're absolutely right about homelessness - in Sheffield I'm seeing it often.
Great idea Jonathan and definitely something to consider, thank you
Yes its only part rolled out and many are wanting to pause the programme before rolling out further because of the difficulties it has encountered
Its high on the agenda of MP`s now and in the public eye so it is at last receiving the attention it deserves
I hope that attention is maintained and is not allowed to drift
It started in April 2013 (in Tameside where I now live). Good idea to try it out before spreasing it nationwide. Bad idea not to fix the problems before spreading it nationwide. The rumour is that George Osborne was opposed and tried to wreck it by restricting the funding.
What can you say about the Sheffield property market? It appears to have not done very well since the GFC. You can still buy 3 bed houses for £50k to £60k there but is their the rental demand. I know Sheffield is due to be connected onto HS2 but I think completion is going to be 2033 or similar. Is there a market for HMO?
As I've said before I'm still new to property and am by no means an expert in the Sheffield market. What I know comes from online research, speaking with local agents and speaking with the locals.
There still appear to be some strong rental patches in Sheffield, mainly for the student/young professional and the 35-55 year old market (due to the universities and the fact that a lot of the locals like to remain in Sheffield). The difficulty of course is in the rising numbers of purpose built student accommodation and I find that these appeal quite alot to the international students. Despite that however the house share/HMO system still appears to be popular and acceptable for the younger market.
I will keep PT updated as I progress along my property journey but that's the feeling I get at present. Where do you invest PropertyGuy?
Google "rightmove house prices sheffield"
Most of the sales in Sheffield over the past year were semi-detached properties which on average sold for £177,366. Terraced properties had an average sold price of £145,346 and detached properties averaged at £316,571.
Sheffield, with an overall average price of £185,390 was more expensive than nearby Walkley (£166,361) and Woodseats (£164,007), but was cheaper than Crookes (£195,651).
In the past year house prices in Sheffield were 4% up on the year before and 12% up on 2014 when they averaged at £165,842.