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  • Buy-to-Let

    Alternative investments to property?

    With the impending financial crash, our beloved government and Brexit... I'm intrigued to know how many of you are looking at diversifying your investments outside of property?

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    Not me . Stick with property

    Crashes come and go

    Make more money in a crash anyway when people run scared and sell at a discount

    If anyone one could pin point the top of the market or the bottom of a crash we would all be millionaires

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    Jonathan Clarke. http://www.buytoletmk.com

    More concerned with the continuous attack and taxation of landlords . Brexit will have a bearing as a dip is more than likely but brexit has had nothing to do with the last ten years
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    Hi Jason,

    1.  Could you be so kind as to let me know where you bought your crystal ball from? Smile

    2.  If there is a crash, that's the perfect time to BUY property.

    3.  We have numerous discussions on this topic - some recent like this one  .

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    Landlords should never fear a crash unless you need to sell

    If we get a crash Its the time to fill your boots

    In my own limited experience  every time we have had a crash I have doubled my business

    If it were to happen I would just buy again

    I strongly believe when you see the boom you have missed the time to buy

    So I think its a good thing

    in 2007 the NE market dropped by 50% at one point in my area I was the only landlord buying at eye watering yields that continue today

    Crashes are Good if you have the cash for deposits

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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.

    Hi DL

    Out of interest have you or do you ever sell off any of your properties to existing tenants if the ask you to sell ? 

    Cheers 

    Jamie
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    No I haven't sold any investment property

    I just hold

    My own reason is iF they have a good yield and rent well I wont sell

    I have looked at it But for me its a firm NO



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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.


    "Buy when they Cry" - as the saying goes...

    Good to keep cash aside for those opportunities.

    However Cash can be eroded with low interest and increasing inflation so you want to make sure your money isn't eroding in your bank account.

    about 4 or 5 months ago I opened a US Dollar account at Metro bank and put all my surplus capital in there, until I need to use it. I'm glad I did as the the pound is in the toilet.

    This keeps the cash available and liquid while benefitting from the weakening pound and strengthening dollar. When Brexit happens it could weaken more so this is an option that could be useful.

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    Maybe buy a little physical gold although I fear the price already too high?

    I agree that any property crash will be a great buying opportunity!

    What I do fear is a hard left government as this could do some real damage!

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    I’ve been an avid follower online of the ongoing debate about holding Gold/Silver as something that may increase in value in a future crash or at the very least hold its value but my main issue is where the heck do you keep any physical gold that’s safe from thieves and easy to access  in a time of crisis? 
         I’m assuming here you would agree that investing in virtual gold via a computer screen seems a very nebulous concept and it’s having the physical metal in your hand that gives you the peace of mind .
          Imagine a global meltdown with cash machines not working and empty shops. In that scenario it’s going to be total chaos so how would you access the Gold you own ? Would you have it buried in a forest with a treasure island type map ? You can’t keep it under your mattress and in the event of an Armageddon type scenario with no police to be seen anywhere the first places to be ransacked by the violent mobs with be the safe deposit storage facilities . If you did accumulate the physical metal  would it be in the form of lots of small coins that you can barter with ? You can’t buy essential everyday things with a big heavy gold bar .
         Another thing that fascinates me are the crypto’s. What’s to stop any Government suddenly declaring that holding or trading in Bitcoin is illegal . If Bitcoin ever seriously threatened the stability of their own fiat type currencies or the fractional reserve system of banking the powers at be would ban its use in the blink of an eye . 
        Nope I think land ownership is the safest bet and every freehold property owner owns the land that house is standing on even if that house is burnt down and also the garden area too which is usually bigger than the footprint of the house itself .
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    Hi Jason,

    I agree with all the posters above. But to answer your question, rather than buying property now. I have money in: peer-to-peer, bonds, equities (funds and trackers) + some specific purchases with fantastic dividend yields & I also hold very small positions in crypto & some start-up companies, as I like to have some exposure to investments with massive upside. Recently I have added a significant chunk of Gold to the mix, this seems to have been a sensible move as in the last 3-4 months it has gone up 30%. It's a good counter to uncertainty...

    I would still consider property, but I am struggling to find properties with the right yield, possibly due to limited supply. Personally I am interested in most investment assets. and whilst property is the big play, I like to manage my risk by holding monies elsewhere as well (my alternative to a low LTV)


    How do you hedge against a breakdown in democracy?

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