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I have a property for rent and I am looking for working professionals with good credit. But a sign of the times, I am unable to find tenants who can pass a credit check.
If they stole a product its theft. If they buy a product but don't pay its theft, but if they get a product or service on finance its not theft and OK. WTF. Why can't people just pay their way.
I think the end of Section 21 and Section 8 with CCJs, Will make landlords more selective and insist on good tenants for RGI, This will make renters a dying breed and will force people to local councils who cant help and will then increase the homelessness problem.
As a letting agency we too are seeing a decline in the quality of applicants, credit issues are on the rise but also the number of people who consider themselves "self-employed" and run everything through their personal bank accounts and confuse turnover with earnings!By the time anyone gets to view a property with us we have asked them to complete a basic online questionnaire which asks all the normal questions - salary, credit issues, notice period required etc and still we uncover stuff that isn't declared or is incorrect.We introduced the questionnaire to save our time, the applicants time and to prevent spending money once the tenant fee ban came in; we are doing more running around and being messed around by more applicants now that they have no 'skin in the game' by way of paying fees than ever before!
I have the same problems here in Wales. Plenty of applicants but cant get through referencing.
Just wonder where on earth they are going to live.
the generation coming through have to have the latest phone, and the latest deal, and just walk away from their current phone contract without ending it properly.
They fail to realise that the letter telling them they still owe £180 or £90 on an old phone account, results in the phone company taking out a CCJ.
As soon as I see a list of CCJs for small amounts I know what it is. When I explain this to them, they are amazed that anyone should have the nerve to insist they honour their contract.
I do agree with the decline, however try reducing the rent.
Whenever I advertise a property, I start the top of the market rate and this is where I get all the dodgy ones. It's as if they have been turned down everywhere else so think they'll try their luck on this new property and are happy to pay more as they have no choice elsewhere.
The more I reduce, the more reliable tenants I have to choose from.