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  • Buy-to-Let

    Dealing with aftermath of sudden tenant death

    I know its something we don't like to think about but death is part of a Landlord's life

    I have a customer who has been with me over 20 years.  Last Wed I had a call from The Police saying that she was found dead in bed and could I come to the property

    On arrival the Police were there and so was the body of my customer

    She had passed away on her bed and had been dead around 24hrs.  The Paramedics had been to the property and they gave the Police my details and unknown to me I was named as Next of Kin.

    A will was found in the flat by the Police and I am also named as the executor of my customer's Estate

    For the past week I have been removing rubbish from the Property It also turned out my customer was a bit of a hoarder I wanted to clear the property myself as I was keen to try and find family member but so far my customer was alone in life

    It has been a horrible experience dealing with personal Property, Funeral Arrangements getting a Death Cert and a great deal more

    Its been so stressful ?? and something as a Landlord I never expected

    If anyone says to me I want to be a Landlord I would say Yes - But never think it stops just at collecting rent and doing repairs

    I only wish the haters of the PRS can see the real reality of being a Landlord

    To see a customer picked up and placed in a plastic bag by the Undertakers will be with me for life

    We deal with personalities -  Human beings.  Its not all about Money.  in reality its much more!

    And we should never forget the privileged position we are in

    RIP Michelle - 22 July 1943 to 28 Nov 2018 - I could well be attending a funeral on Xmas Eve

    That's a sobering thought and I may well be standing there alone as Michelle had no one else but me ???

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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.

    That is a very sad and sobering story DL.  Be kind to yourself, as this will cause a lot of stress, even if you do not feel it at the time. x

    We have a thread on dealing with this issue:

    Death of a tenant

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    It’s awful I have had death before but I have never had to take the responsibility for a dead customer funaral and sorting out all her personal paperwork and family photos

    what songs ect for the funeral what to do with the ashes it’s all the detail that’s needed for the arrangements

    its a bloody nightmare

    normaly there is a family to turn to but Michelle had nobody

    and that’s the hard part

    if there is no money I will pay for the arrangements

    i think there is insurance and I have passed on the legal side to a solicitor I know

    it’s horrible but this could happen to any landlord

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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.

    What an awful experience?

    However I suggest you put a hold on your activity. You are throwing away her possessions (and as a landlord I understand why) but there is a probate exercise to go through as these assets belong to her estate. Does she have any relatives who can manage the probate process?

    It is a sobering thought that although I do probate work I don't ask for next of kin details for my tenants. I will now do this!

    I feel for you.

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    Tax advisor and mortgage broker

    stuart@johnsonsca.com

    02039077022

    No she has no family and I am the executioner on the will

    so it’s down to me to do what’s best

    I have instructed a solicitor to deal with the estate

    and I am also the beneficiary of the estate

    I don’t know if there is money or not she had a PC so I think it’s all online

    I passed on all paperwork to the solicitor and I found a banking icon Halifax on her pc so I think her bank was Halifax

    i ised the one stop service when I register the death so HMRC ect now know

    what a position to be in

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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.


    I think you are doing it all right. Just make sure the probate lawyer is in agreement with you.

    What away to "enjoy" the festive festivities?

    All credit to you and to DTD. I hope we all behave as well as you have in such difficult circumstances.

    I hope you can put this behind you for Christmas.  So Merry Christmas

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    Tax advisor and mortgage broker

    stuart@johnsonsca.com

    02039077022

    Property Tribes always advises getting next of kin details for tenants.  My brother in law - RIP Carlo - had a tenant who became extremely ill and went into a coma and had to be hospitalised.  There were no next of kin details and it created a number of problems.

    Having next of kin details gives an avenue of enquiry if something happens to the tenant.

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    D_L What area are you? If you are not too far and no one else attending I will also attend.

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    I’m in the NE newcastle

    it is very kind of you to offer

    thank you

    DL

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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.

    Hi

    sounds like a difficult time. I may be wrong, but i believe you have the option to renounce the role of executor.

    The tenant clearly did this without your permission. Even if they had your permission, you have the right to renounce the role.

    I am not sure what happens after that - it may fall to the crown. However, i suspect this may drag things out.

    I wish you the best of luck - sadly i have acted as executor a few times, but never for tenants. If a tenant named me I am afraid i would renounce it.

    Kind regards

    si

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    She was a friend and I am happy to help where I can

    she was a good person

    thank you for the input

    DL

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    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.