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  • Buy-to-Let

    Do landlords compete with first time buyers?

     The NLA is running the "Hustle for Homes" campaign:

    https://landlords.org.uk/news-campaigns/...stle-homes

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    Everyone competes with everyone in any market place.

    Ultimately, the vendor will decide who to sell to.  That will usually be the person in the best position to complete the sale at the best price.  Both landlords and first time buyers tend not to be in a chain, so are attractive propositions.

    Landlords won't want to pay full market value, whereas a first time buyer might be willing to or might not have the knowledge to negotiate.  However, someone in a chain, might make a higher offer.

    It's a level playing field imho. You win some, you lose some. 

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    I think we have to realise we have a lost Generation of FTB

    It can not be all blamed on BTL its more complicated than that

    My own feeling is Price of Housing is too high for a person to save a deposit

    and Mortgage Lending is tight

    I would welcome more FTB or joint ownership

    we must have Landlords that want to invest and we must have FTB who want to buy

    Its a shame the Govt could not come up with an arrangement that suits both parties

    We could then be seen as helping FTB and not taking bread from there mouths

    I think there is so much spin on the property market That the truth can be hard to find.

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    Learn Change and Adapt ?????


    I would allow HTB for anyone who is a genuine FTB.

    Not the new build required.

    I'd also bring back MIRAS for genuine FTB.

    That should buy  off GR.

    Getting GR buying traps them and the Govt 70 years later has the property asset to rob to pay for care fees.

    So whilst it might seem expensive to get GR buying the Govt will get it all back and more when they rob the asset value to pay for care fees.

    But HTB should be restored to no more than a property value of £350000.

    It is ridiculous  that HTB is being advanced for properties valued in excess of £650000

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