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  • Buy-to-Let

    FENSA Certificate

    Hi Ladies and Gents

    I am currently going through the process of buying my first BTL through a LTD company. Unfortunately the seller can not produce their FENSA certificate, and have instead offered me indemnity insurance. I initially said I wasn't happy with this, because getting a copy of the certificate is quick, easy and cheap.  However it has come to light that they probably do not have a certificate at all. Is this a deal breaker? I have heard that this problem happens often. If I continued with the purchase would it create issues when renting the property out, or when i come to sell it? Any advice would be much appreciated.

    Many thanks!

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    Not a big  issue really in my view  . Take the indemnity policy offer I would

    I`ve bought without Fensa before and sold without Fensa

    But  get your surveyor to check the  items which would be subject of a FENSA certificate  to give you peace of mind that they have been installed correctly.

    No problem renting it out and if you sell again offer an indemnity certificate or in the interim period obtain a buildings regs compliance certificate  retrospectively via the local council

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    Jonathan Clarke. http://www.buytoletmk.com

    If you go the indemnity insurance route check what it covers and doesn’t cover - will it cover injury if non safety glass has been used where safety glass is required, will it cover replacement double glazing if necessary?

    Are you able to check that it has been installed correctly?

    I think I would ask the vendor to apply for retrospective approval from building control.
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    Any door/window changes which pre dated April 2002 are exempt

    How Long Does A Fensa Certificate Last? | Home Logic

    06/09/2018 · FENSA is a certificate issued by companies working with replacement windows. The certificate is in line with building regulations. All replacement windows and doors installed since April 1st, 2002 require a FENSA certificate.



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