Sign Up


By signing up I agree to Property Tribes Terms and Conditions

Already a PT member? Log In

Sign Up

Sign Up With Facebook, Twitter, or Google


By signing up, I agree to Property Tribes Terms and Conditions

Already a PT member? Log In

Log In


Don't have an account? Sign Up

Forgot Password

To reset your password just enter the email address you registered with and we'll send you a link to access a new password.

Already a PT member? Log In

Don't have an account? Sign Up

  • HMO & Multi-Lets

    HMO considerations with Shawbrook Bank

    Shawbrook Bank recently published their 2016 report into the HMO market which looked at such issues as licensing, planning, and valuations.

    We caught up with the team at Shawbrook to find out considerations for anyone landlord thinking of an HMO strategy:

    Here is further information on key and trending topics in the HMO space:

    Increasing popularity of HMOs

    HMOs cited as preferred strategy for 2016

    HMOs outperform standard BTL returns by up to 40%

    HMO Valuations

    HMO valuations and mortgages with Stephen Johnson

    HMO Daddy/Progressive Property - HMO commercial property valuations 

    Council Tax

    Council Tax banding on individual bedrooms

    HMO Council Tax dilemma ? - Valuation Office want to charge Council Tax on each of my 11 rooms!

    HMO ensuite rooms and council tax.

    Additional licensing and increasing prosecution for non-compliance

    HMO Trends with Solicitor David Smith 

    Dramatic increase in HMO licensing fees

    Investors buying failing HMOs and turning them back into single occupancy homes

    HMOs - My little goldmine 

    Financing HMOs

    Shawbrook Bank Report - "U.K. HMO Market in 2016"

    Shawbrook works on formula for HMO valuations

    Find out more about HMOs in our HMO Tribe.

    *Shawbrook Bank are a commercial partner of Property Tribes. As sponsors of our Financing Tribe, they "power" landlord education and help maintain Property Tribes as a free-to-use community resource.

    Shawbrook's innovative range of bridging and BTL mortgage products can all be accessed through Property Tribes Financial Services where you can also book a FREE portfolio review.

    Find out more about Shawbrook Bank and how they work with landlords:

    Shawbrook Bank - an overview for investors


    Very interesting and information stuff, thank you.  Good to have such credible contributors sharing such information and giving a true picture of a particular strategy.


    This video reminds us how important it is to have a mortgage that is "fit for purpose":