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My husband and I are completing on our first property next week for a BTL.
I've been researching whether we should change the locks after completion and were wondering what kind of locks you all fit?
- Does a certain kind of lock affect insurance?
- Do you change the locks after each tenant?
- Are patented keys/keys with codes worth the additional investment?
- Can you recommend a specific lock?
- Is a more secure lock with patented keys/keys with codes a better investment than cheaper locks but changed after each tenant?
Thanks in advance
Hi Rachel,Welcome to the wonderful world of property and congratulations on your first acquisition.I would have a look at the door. Does it come with the 5 ratchets?If not, I would be minded to replace the entire door with a modern one that comes with the 5 ratchet lock and the keys that are very hard to copy. These doors are very good for security. We had one installed recently and it cost £1500.00 and improved the look of the property into the bargain.The one below is similar to the one we had fitted - it was obviously a modern property so, if you did go for a new door, you would need to find one that is in keeping with the style of the property:Locks do not affect the insurance as far as I am aware.I personally do not change locks between tenancies. Hope that helps?
Vanessa Warwick Landlord and Co-Founder of PropertyTribes.com **If you have got value from Property Tribes, find out how you can support it in remaining a free to use community resource**
Thanks Vanessa - we'll take a proper look at the door when we complete on Monday and get in!
We're hoping to build a portfolio gradually over the coming years/decades, and I can already tell Property Tribes is going to be invaluable
Interesting to hear you do not change locks between tenancies, I've always done this and thought you would have to.
If I was a tenant I would expect the locks to be changed.
Is there a reason you don't?
- I dont know about insurance, but when renewing portfolio insurance Ive newer been asked about locks.
- On a PVC/composite type door its easy to change the locks after each tenant if you want to, no need to pay a locksmith to do it. I usually buy two locks "keyed-a-like" and change the front and back door locks. Used locks can be taken from one property and fitted in another.
- Dont know about patented.
- On a PVC/composite type door a standard lock will do but you can fit 2 or 3 star locks for a higher rating.
Recommend changing locks on each change of ownership/occupant: Keep the old ones to sway to some future other ownership/tenant change. Not a huge expense, very small compared to no payout on insurance if there is a no-forced-entry incident resulting in serious theft/damage for landlord.
You never know who (mate, friend, workman..) has spare keys to a place. Frankly quite cheap insurance compared with possible downside. Others will hold alternative views..
Thanks everyone - I think as a minimum we will change the locks once its ours, and go from there