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I am owed money from two rogue tenants,
One I have an attachment of earnings (however she has left her job and written sender gone away on any post) owes £3K
The other has a notice of judgement entered in County Court - owes £1220
Neither will have any assets, although both have friends and family who should assist.
My question is two fold
- Is there a next step with the attachment of earnings process?
- Is it worth selling the other debt?
I'd appreciate your opinions - I have written off the monies however it goes against the grain to allow them both to feel they got away with not paying.
Thanks in advance
Owner of a few properties, Self manage and use an agent. I like to buy, renovate, sell on or keep. Bucket list includes building at least one house.
This is what annoys me, there are people willing to take the chronic piss out of landlords leaving them with a bitter taste in there mouths, making it much harder for good honest tenants like myself and countless others to have a chance to improve there personal situations.
From a landlords pov I totally get it, you don't need that hassle but on the flip side of the coin, there are would be decent tenants out there given half a chance, who wish to improve there lives with as little problems as possible, and communication at the end of the doesn't hurt either, but even letting agencies are letting would be tenants down now I have found, bit of a catch 22
When I have had an attachment of earnings on ex tenant and they leave their job
I wait a while and check out and see if they start another job .Then you continue with the attachment .
How do you know when an ex-tenant starts a new job?
The Astute Landlord
My finder finds out .
I agree, thankfully, many people are lovely, however the law is not on the side of landlords, so it can be a stressful business. - I only do this on a small scale and because I have no pension, nor great salary and am hoping the sometimes stress will be worth it in ten years or so.
To be fair its not on the side of anyone that goes through the moneyclaim/small claims procedure, fairly easy to get a judgement in your favour ( assuming its valid), but chasing those with few assets and the will to avoid a debt is a completely different matter.
Ome of the plus sides of a shrinking private sector is that you’ve a greater choice of tenants, any doubts for me and i want a guarantor.
Thanks, how do you track them each time? I have learnt she has debts with various phone companies and the local council, and I think will not 'register' living anywhere as long as she can.
I have used a tracing company called Findermonkey before but they have increased their charges massively from the first time I used them - I think it's £150 now which may be throwing good money after bad - I think they don't charge unless they are successful.
I saw a post somewhere where someone was recommending a tracing company who charge far less than this but sorry I can't remember the company or where the post was - perhaps someone else knows it?
Facebook can be useful if the tenants are on there, and I would also say just be persistent. I have only had two of these and both of them began by stopping responding to me and by moving jobs and addresses but I didn't give up and although I doubt I will get the whole amount it does make me feel a bit better knowing they haven't totally get away with it.
All comments are made in good faith and are given to the best of my knowledge and experience but I would advise you to consult an expert before making important decisions and I accept no liability for comments made.
Tracing companies say leave for couple months after they have moved.
agree let them settle into a new life and then pounce