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Welcome to Day 3 of "Finance Trending Topics" Week, powered by Property Tribes' broker partner, John Charcol.The PT Brokers Team went through all the discussions in the Mortgages and Finances Tribe and looked to see which topics were trending.We then joined forces with John Charcol spokesman, Ray Boulger, to create a raft of exclusive video content addressing these issues.Today Ray addresses mortgages for the self-employed and the second video at the foot of the thread deals with HMO mortgages in the light of recent legislation changes.
The week is shaping up as follows:Monday - Launch of "Finance Trending Topics" Week - discussing financing trends and the week ahead/Basic criteria to qualify for a BTL mortgage.Tuesday - Brexit from the broker's perspective/Is the BTL sector in decline?Wednesday - Mortgages for the self-employed/HMO mortgages in the light of new regulationsThursday - Lending for landlords in later life/Moving from small to portfolio landlordFriday - mortgages when tenants are in receipt of housing benefit or Universal Credit/Mortgages if you do not own your own residential property.Tune in daily for a new video instalment of this mini-series!Up-date: As John Charcol are no longer a commercial partner of Property Tribes, please contact Property Tribes Financial Services on 01206 654444 who are here to provide all kinds of finance for the PT community. From BTL to limited company mortgages, and from HMOs to holiday lets, PTFS have access to the whole of market and can assist with all your financing needs.Tune in ALL THIS WEEK for "Finance Trending Topics" Week!SEE ALSO - BrExit - impact on property marketUP NEXT - Are we seeing the slow decline of the sector?DON'T MISS - Number of private landlords in declineNOW WATCH:
Vanessa Warwick Landlord and Co-Founder of PropertyTribes.com **If you have got value from Property Tribes, find out how you can support it in remaining a free to use community resource**
I would like to know of any lender othe than Together who lends on propety valued at under £50k.If it is thought there is not enough profit in the low sums is there any reason why a block of properties amounting to say £100k couldnt be bought as a group? This rule makes whole areas of the North of England unmortgageable
Virgin and Birmingham Midshires are two that spring to mind ...