X

Sign Up

or

By signing up I agree to Property Tribes Terms and Conditions


Already a PT member? Log In

Sign Up

Sign Up With Facebook, Twitter, or Google

or


By signing up, I agree to Property Tribes Terms and Conditions


Already a PT member? Log In

Log In

or


Don't have an account? Sign Up

Forgot Password

To reset your password just enter the email address you registered with and we'll send you a link to access a new password.


Already a PT member? Log In

Don't have an account? Sign Up

  • Property-a-holics

    Property Funds - results better than expected

    I invest via my SIPP and I have moved funds from Equity into UK property funds and the results have been much better then I expected

    Standard Life have returned 7% this year

    L&G has returned 9% this year

    http://webfund6.financialexpress.net/cli...00BYPHPK88

    http://webfund6.financialexpress.net/cli...00BK35F390

    Its interesting to see this performance with all the doom in our BTL sector at present.

    2
    1

    Learn Change and Adapt ?????

    Remember these two funds invest in Commercial property as opposed to residential property.

    No real correlation between the two.

    But it does show that BTL is not the only game in town.

    0
    0

    I agree

    i have diversified and this is only one avenue I have taken

    and it’s good and it’s paying off

    0
    0

    Learn Change and Adapt ?????

    Those growth figures might not be what they seem. I doubt Standard Life have "returned 7%" to anyone. Does that growth take into account charges? The unit price may have increased by that percentage but if you had invested 12 months ago you would have incurred (according to the data in your link) an initial charge of 7.5% plus an annual management charge of 0.75%.

    The other more obvious point is of course that nobody makes ANYTHING from these funds UNTIL the day that they redeem the investment. I'm not sure quoting very short term performance figures can be compared with buying a residential property. Chalk and cheese.

    Regards

    John

    1
    0

    What your saying is not quite true

    First I don't pay .75% for management I use a Platform which charges far less

    secondly I have made the figs quoted I am active in the management of my platform funds and I switched this morning into another fund at zero cost

    If an investor is happy to sit and do nothing other than leave it all to and IFA you may be right

    But I manage everything my self

    Just as I have done with BTL

    The great thing is I don't pay a penny in tax when I am switching

    I see a lot of post like yours and I realised the only way I could find the facts was to invest cash into Managed funds

    and the results are there on my platform to be seen

    I am now investing in emerging markets  so I will see how it goes over the next 12 months although I am leavening funds in the UK property sector because I think it has further to go



    0
    0

    Learn Change and Adapt ?????


    Property funds can be very difficult to get out of once the rush to get out starts. They stop redemption's and give market adjustments on the amount they pay out. As many found out last time and were locked in with noway out seeing the price fall at the time. This sector has had its run and a few fund managers are now getting out. Commercial property is becoming a problem for many as retail goes bust, rents under pressure etc. Emerging markets are now under pressure as well and would not be surprised to see a 20/30% drop over the comes months.Over the longer term they we be ok. China debt problems are beginning to surface. in 2008 their debt was 141% of GDP mid 2017 risen to 256% of GDP - not a good sign. Emerging market bubble is about to burst. Place to be is gold and silver which for many reasons will rocket over next 12/18 months.

    0
    0

    I am watching emerging markets for the fall

    I have a simple strategy I watch the funds and who performs the worsted over the past years and I then invest in them

    Your so right property did really badly and I invested in this sector last year and I have seen a good return

    I call my strategy the worsted performing fund strategy

    I have noticed when a fund manager has a bad patch they work hard to get there performance back up

    I have used this for years and it works so well

    Every sector has a bad time and that's the time to purchase them in my opinion

    M&G recovery has born my theory out well in the past


    0
    1

    Learn Change and Adapt ?????

    Yes by the nature of the market worst performing sectors at one time become the best performing sectors next time. Its just getting the right manager and the timing. Obviously you have a strategy that works for you and I am the last person to knock that. However perhaps hedge your bets with some exposure to gold and silver sectors now. Silver cheap v gold , only three times in the last 50yrs have you seen this current ratio. Good luck.

    0
    0

    I still use Papers and Magazines to do research

    and then Just pick the worsed of the bunch  for the year

    Thanks for the tip I will have a look at Gold


    0
    0

    Learn Change and Adapt ?????

    M&G recovery fund I purchased this in 2016 because he had performed badly in the past 2 years prior to 2016

    16/07/13 to 16/07/1416/07/14 to 16/07/1516/07/15 to 16/07/1616/07/16 to 16/07/1716/07/17 to 16/07/18
    Annual return1.94%0.11%-9.23%24.80%

    6.64%


    0
    0

    Learn Change and Adapt ?????