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  • Mortgages & Finance

    Raising finance for residential property

    Hello, I have seen a property that I have fallen in love with. Its £350K and my decision in principle is for just £156K. Its not a new build so I can't use Help to Buy.

    What other ways are there to raise finance?

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    Mortgages depend on your income and wealth or that of your family. Some careers with high growth expectations in salary can borrow higher multiples as well.

    Your decision in principle was likely based on a requirement at a point in time, possibly before you were considering more expensive property. It may therefore not be indicative of your maximum borrowing potential.
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    Chartered Accountant, Tax Advisor and Mortgage broker

    (and BTL portfolio owner)

    stuart@johnsonsca.com

    02039077022

    Hello,
    Without fully understanding your financial position its difficult to comment on your borrowing capacity. 

    You can't borrow money from other sources to increase your deposit, but you can receive a gifted deposit, normally from a family member, to help you.
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    You can contact me via Direct Message, or 07788 219647 or call the team on 01206 654444 for personalised quote and advice