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  • Buy-to-Let

    Thank you

    With all the moaning and complaints about tax changes etc I thought I would take a minute to say thank you for things that have been positive over the last twenty years or so.

    Thank you for  -

    Exceptionally low interest rates

    Quantitative easing causing HPI

    The Assured Shorthold Tenancy

    Not building enough social housing and creating the need for the PRS

    Not having to have a professional qualification to become a landlord

    High street lenders offering BTL mortgages at owner occupier rates

    Allowing full tax relief for as long as it has been available

    The best twenty years that landlords could have hoped for

    Yes there are changes coming but providing we look at the positives they don’t seem that bad.


    What a wonderful post! Smile

    An attitude of gratitude is so important for the entrepreneur mindset imho.

    Thank you for sharing this important sentiment.



    Not enough of this type of glass half full approach.

    Reminds me of a few years ago when I was in retailing speaking to an independent store owner who was bemoaning how tough the convenience sector was. As I walked him to his top of the range Jaguar, he was telling me how difficult it was to keep up with the maintenance of his eight bedroom house and how he needed to do a few repairs before he shot off for a week to his house in Provence.....!

    I constantly remind myself how good property has been to me and my family and will continue to be in these uncertain and turbulent times.

    Remember it's just money - don't forget WHY you're doing it and who you are doing it for...



    LETS MAKE HOMES by treating landlords as partners, tenants as customers & every property as our own."


    Well said Ed!

    I was just searching for something else and came across the archive video with Fergus Wilson from 2015.  I thought it worth reprising for this thread as, if you see yourself as a "property investor", you may think differently to someone who sees themselves as a "landlord"?


    [Image: 4995468760_6be86655d4_t.jpg]
    general operations director, site owner and moderator - propertytribes.com

    Thank you Essex LL, whatever happens, happens for the best. To be honest, I had almost stopped visiting any property sites or reading any property related stuffs.  Money comes and goes. Its who you become in the process.

    MASSIVE THANK YOU FOR BEING POSITIVE :-).  I am an avid reader, if you love reading, I suggest you read Abundance by peter diamandis. Just brilliant. Makes you more positive :-)


    Here here  well said

    BTL slots into my life very well and hits the spot for me on so many fronts

    And thank you world also for the advent of  Rightmove, PT and Google Earth


    Jonathan Clarke. http://www.buytoletmk.com

    Well said.   As Monty Python said, "Always look on the bright side of life".

    I love my BTL business, but if you allow me to indulge myself, I received the below text this evening whilst having dinner with the family.   It's the nicest text I've had in 11 years.

    I've always said BTL like any other business is primarily a people business.   This really melted my heart.

    They are a retired absolutely lovely couple who have been with me 18 months.  Their last place was a nice little flat in a block that over the years had gone to shit and been filled with druggies.  Their neighbour hung himself just before their daughter who had moved in across the road from my house contacted me as she knew my tenants and knew they were moving on.  I took them on immediately.

    She rung me on Tuesday saying how even though she loved the real wood floor, she kept on slipping despite putting rugs down.   She'd love to get a carpet but is scared of putting herself in debt.  Is there anything I can do.   I sent my carpet guy around the next day with samples.   He fitted it today.  I've got tenants for life.  What an investment.  A total of £180.

    BTL is a team game.   Look after the tenants, they look after you.    MOST people on here know that, and this is the reality for the majority of tenants.  But that doesn't make headlines. 



    I sold a house to a tenant family after they stayed for an year, at a pre agreed price.

    A month after the completion, I received a hand written card and letter from them and was pleasantly shocked at the depth of gratitude they expressed.

    Perhaps they did not fully expect me to stick to the agreement to sell at price sgreed 1 year back.

    I am pretty sure no one else will ever express such sentiment to me....


    It's the little things in life that matter.  Giving and keeping your word is one so well done you.  I bet you look at that card occasionally and never regret doing the right thing.

    The opening post is about looking at all the positives of this industry and not just focussing on the negatives.  There will always be challenges to overcome.

    New day, sun is shining, time to find a new house.


    The BTL Party has been fantastic anyone who attended has done well for all the reasons you list

    But now the Grand Party is over

    We can all look forward to another party but the great days of fast growth are over

    We need to be fitter and leaner and more professional

    It will not be as straight forward as it was once was Lending will not be easy and you will need a lot more cash to do the deals

    our party will be fine as long as we are not gate crash our gathering and ruin it by more regulation and taxation

    I know the Party will not have the same numbers as we lose more Landlords to the Taxation and Regulation impacts

    I am looking forward to the next Party which I think has started

    anyone who intends to run the course going forward will need to do it via a company unless your buying for cash

    It will be interesting to see how the Party goes


    Learn Change and Adapt ?????

    All comments are for casual information purposes only. If you wish to rely on any advice I have given please ensure you obtain independent specialist advice from a third party. No liability is accepted for comments made.

    This tweet has reminded me why it's great to be a landlord!